
WASHINGTON (CNN) – On Sunday, as President Obama was wrapping up a visit to France, the ranking Republican on the Senate Finance Committee - who will play a key role in the consideration of the health care legislation the administration has called a top priority - posted a few pointed comments on Twitter, aimed directly at the president.
"Pres Obama you got nerve while u sightseeing in Paris to tell us 'time to deliver' on health care. We still on skedul/even workinWKEND," wrote Chuck Grassley of Iowa.
Related: 'Time to deliver' on health care, says Obama
Later, he added: "Pres Obama while u sightseeing in Paris u said 'time to delivr on healthcare' When you are a 'hammer' u think evrything is NAIL I'm no NAIL."
The White House later said the president looked forward to working with Congress when he returned from D-Day commemoration celebrations in France.


Whatever. Just do the work. It's about time for you to really do some work.
Grassley showing his stupidity as usual.
This guy is on both sides of every issue and full of inflamitory comments and excuses.
Our State of Iowa deserves better.
Yes, under the Republicans our healthcare system has been just wonderful. Give me a break and shut up GOP! We're tired of your complaining. Our healthcare system is in shambles, even the Canadians laugh at our system. I support the President on this much needed reform.
I can't even read his stupid comments. He's a senator! Use full sentences! What a dork.
Grassley is a 'JERK' At least he is old and will retire soon, not soon enough
Well Chuck Grassley the nerve of you. You republicans need to be working every weekend to catch up with what you didn't do for the past eight years. THE NERVE OF YOU PEOPLE EVEN OPENING YOUR MOUTHS.
Chuck makes me want to upchuck boohoo poor baby is having to do a job .while the president is going all over the world to settle down what Bush and Cheney did for eight years .
give me a break with the world econemy in the toilet. and our country this idiot has the nerve ,, tell him to quit and go home we can find someone else to do the job . as for unemployment being what it is .. lots of qualified people to be on a committie .
he needs to get over himself. poor baby
Quote: "'hammer' u think evrything is NAIL I'm no NAIL."
This is true, he is isn't a NAIL, he is definitively a TOOL.
Yeah, big suprise here: Twitter just turns out to be another place for politicians to firmly plant their feet in their mouths and embarass themselves by uttering inane drivel. Whoopy doo.
But it was okay for President Bush to spend weeks on end on his ranch???
Healthcare needs to be returned to the states. It is time for the states to take back the responsibilities that should have never been in the Federal largasse to begin with. The money should stay in the states and each state can run any Public system the voters in that state choose. The other option is eventual total bankruptcy and the total collapse of the system.
You are right Chuck, President Obama does have nerve, as well as guts and integrity. These are traits the former adminstration did not have!
looks less like a vacation than Bush's 1/3 of his time in office. Lets see: rebuilding our relationship with the Muslim World. Celebrating our fallen heroes of WWII. sound like work to me.
I would like to ask if any member of Congress has been as critical of the other Presidents as they are with Obama. All you hear coming out of the Republican side of Congress is gripping about this or gripping about that. They have an idea to fix the economy, fix healthcare, fix the jobs in this country.. Then tell me why did they have a free ride when a Republican was in the office, they could care less about the economy, healthcare, and jobs. What they were concerned was war...
Health care should have been reformed a very long time ago....
CNN - where's your coverage of THIS:
CONSERVATIVES SCORE WINS IN EU PARLIAMENT VOTING
Monday, June 08, 2009
BRUSSELS — Center-right parties hailed European Parliament election victories as a continent-wide vote for conservative approaches to the economic crisis and pledged Monday to forge ahead
Hammer? Nail? Screw you. These people are pathetic. How long did the sight seeing take. A Couple hours? The right needs to stop whining. I was sick of the lefts whine for 8 years. The left at least had better reasons. I say...get off Twitter and go back to work.
Is this guy illiterate? Just because you're tweeting, doesn't mean you have to emulate the text messaging style of a half-witted 13-year-old. What the heck is wrong with this moron? I don't know if Obama's treating you like a nail, but you apparently have the IQ of one, Grassley. This tool is a SENATOR? Good God, no wonder our country has gone down the tubes.
Ah, the intellectual brilliance and nuanced analysis of the GOP on display.
Is the GOP now getting their talking points from four year olds? Seriously, do they need "time outs" and "nap time" or something. It is unbelievable how the GOP has been transformed into a bunch of whiny little babies.
You know Chuck, I worked this weekend too and my boss didn't. boohoohoo.
I know you think it's cure, Mr. Sentator, to use "twitter" grammar, but it just makes you sound and look stupid. So pleaze stop ur twittering, and get some work done.
I don't understand, where were the comments when Pres Bush was "sightseeing"? Also it sounds like he is PO'D because he has to work weekends. Isn't that is part of the job, god knows many Americans work week-ends just to survive and this guy makes alot of money per year..This is the problem way too much bickering. All we hear anymore is the Republicans complaining, where and when do they decide to work to help the American ppl? Stop the nonsense...
Lets face it,all the congress is being bought by the insurance lobbyist.Lets hope you run a story on how much each member took,before they try and defeat this.We should all the have the same coverage as our CORRUPT congress.Its amazing the stupidity of the aMERICAN PEOPLE TO PUT UP WITH THIS.Max Backus took 250000,so whose side you think hes voting on...The insurance's.Wake up America and demand . REVOLUTION!!!!!!
Now I know who the really dumb sounding posters are on this board; republican senators. This explains a lot.
The short memory spans of politicians shocks me. I'm a registered Republican and even I can't handle remarks like this. Does Sen. Grassley not remember former President Bush's extended vacations, especially during the Katrina fiasco? This does not seem like a fight worth picking.
How utterly inappropriate are these twitter messages?
Grassley obviously expressing the frustration of many with the "star" who does nothing but dance to the tune played by George Soros, ACORN and the unions.
Obama bin laden is do as I say NOT as I do... admit at least that fault!!!! He goes galavanting , Let me guess he probably promised Michelle and kids he would take them to Paris too... Hope you enjoyed your trip on our dime..some is necessary, MOST is not ..Go to work for a change!!!
Republican, Chuck Grassley of Iowa needs to put a sock in it. There is nothing in the constitution that says the President has to always be in the White House working when Congress is working.
This is just another attempt by Republicans to stir up discontent. THis party is attempting to spread more fear with scare tactics. The GOP has sunken to the status of Grumpy Old People.
Talk about nerve! Conservatives have been on vacation since 1975 when the last Conservative President to accomplish anything left office (Richard Nixon, of course). Since then, Conservatism has not solve ONE of the nation's problems. In fact, Conservative negligence has CREATED problems (like the current recession) while solving none.
Sen Grassley's website assures us that "From Senator Grassley's leadership position on the Senate Finance Committee, he works to find policy solutions that will make health care coverage more affordable and health care services accessible and accountable."
Oddly, though, his website does not mention a single bill that he has authored or plans to author on health care. In fact, despite his long tenure in the Senate, his website does not mention a single accomplishment in health care that can be attributed to him other than garnering a lot of federal dollars for Iowa. Funnelling federal dollars to his constituents seems to be his primary accomplishment, in fact.
His 100% opposition to abortion may help cut medical costs. If a woman can't get an abortion, I guess it won't cost her anything.
God forbid that a republican would have to work the weekend! Oh....wait, isn't that what we pay them to do? Guess he didn't receive his free pass...........
Grassley puts the twit in Twitter.
Eek! Spell good much?
Hey Senator Nail,
It's time to deliver on health care!
Remember you guys work for us not the insurance companies.
Signed
Citizen Hammer
Maybe he would like president Obama to adress the issues at hand from the White House bathroom. What a moron.
Elder statesmen should not use IM speak.
These republicants are a bunch of jealous, no doing, unAmerican bunch of so-call people!!!!
I think if Senator Grassley wrote this, he needs a lot of help with his English and grammar. As an Iowan, and an English major I am embarrassed. Please, use proper English, spelling, punctuation. Texting, with all its acronyms is ruining the English language.
For everyone who moans about President Obama taking a few days away from Washington....get over it. Some people will never be happy no matter what he does. People complain because he's too involved....others complain because he's not involved enough. Here's a thought. Why doesn't everyone who was elected to office act like adults, and do their job?
Hmmm...Senator Grassley should take a few English grammar lessons before spouting off. In addition, the senator's party (Republican) had more days out of session than IN session while they were the majority party...which gave them the well deserved nickname "The Do-Nothing Congress".
Senator Grassley – Better grammar is expected from a "ranking Republican" ...and less hypocrisy about "staying on schedule" given your party's in-session attendance record from a few years back would go a long way towards establishing credibility for consideration of ANYTHING you have to say!
Grassley is right. Everything with this administration is a big RUSH.
Look where it has gotten us. They didn't even read the Stimulus bill, god forbid we really knew what was in it. There is no need to push this.
Lets do it right.
Well Congressman Grassly: You have been on an EIGHT YEAR VACATION under the previous administration. You have NERVE...You should be dayumm glad to have a JOB to be working on weekends. I bet you don't know how many people in your state have LOST their JOBS becuase of YOU and your INADEQUACY and INEPTNESS!
Were these actual comments by Grassley or his 8 year old?
Why do we have senators who cannot speak English?
Instead of healthcare, maybe just maybe Chuck Grassley should complain that clearly he did not get enough education, what kind of poilical leader has such poor grammer and spelling. Hey Chuckie when you can communicate in proper english then you can complain, till then...
Obama honored our veterans on D-Day, spent the evening with his family and returned home the next day What was the RushNewtCheney Party's response, just more of the same "No's," Fear mongering and comments from grumpy old white men.
AND.........here is your typical GOP elected official being negative and on Twitter at that.
What a putz.
Grassley...what is your proposal?
It sure didn't bother you one bit while Bush was on vacation over 1 1/2 years of his eight years in office. Typical GOP hypocrisy!
What is it with politicians using Twitter like it's a therapy session?
Senator Grassley should learn to write in English.
This is exactly, why people are so turned off by the Republicans.They all have these little stupid comments and jokes they want to say out in public to let their supporter know they are against anything the President is trying to do for the American people. But, here is what they don't understand, by not supporting any Health Care measures they are actually, showing they are for big business and not for main street Americans!!! Wake up people vote people like this out of office!!! The time for politcal games are over!!
No Chuck,your not a nail,your just plain rusty,like all the solutions.
President Obama is representing the American people in France and he is doing a really good job. So Chuck Grassley of Iowa should shut up and let him do his job and when President Obama arrives back in the USA he once again should do his job in what people also elected him to do and make sure everyone gets healthcare.
What? The Senator is angry because he has to do some WORK? Poor poor senator...has to work WEEKENDS! OMG! What a tragedy! You mean, your constituents could hold you accountable? Who knew?
You, Senator, are the one that has 'nerve'.
The GOP is never happy. The President does too much/too little, etc. If Congress has to actually do some work, they can't blame OUR President for everything! Call the waaaambulance....
Mr Grassley shows the GOP's contempt for working on behalf of the american people. The GOP's foot dragging is simply meant to further the suffering of the american people for purely political purposes.
GOP=Cowards
Mr Grassley shows the GOP's contempt for working on behalf of the american people. The GOP's foot dragging is simply meant to further the suffering of the american people for purely political purposes.
Obama has been working and delivering BEFORE he was sworn in, cleaning up messes the PARTY OF NO made.
This chump has nerve, trying to be hip, when all he is a worthless repugnant jerk that can only criticize and demean our president, doing nothing to help this country.
Perfect example of why social networking tools should not be used by everybody. This makes Grassley look like a complete idiot. Working over the weekend? Boo hoo. They don't even work five-day weeks to begin with. And they're headed into another long "recess" in August.
I just love the resentment over Obama's international trips. He is constantly accused of "sightseeing" even while meeting with foreign leaders on every trip. It's as if people would like him to meet with his counterparts from other countries in the nearest airport Hilton.
In general, it astonishes me how much attention is being paid to every dollar Obama spends on anything. And this after a war that has cost billions of dollars and thousands of American lives, all for what purpose? Last time I checked the perpetrator of 9/11 was still at large.
Should elected officials really tweet like 13 year old girls?
"while u out sightsee I will talk like caveman."
I have no issues with criticism, but if you're going to do it, then please use proper grammar and not internet slang. I know it's the hip thing for old people to do now so they can be on level with today's youth, but this is just silly...
Chuck Grassley is an idiot. Im pretty sure the president didnt go go paris or abroad to sightsee. How about you do your job Mr. Grassley or is that to much to ask
idiot grassley of Iowa. yes the President does have nerve and that's why you need to get to work. Why in the hell do these idiots compliain when the President is out of the state or country? He is the President this moron is NOT. What's the matter grassley, can't stand for a black man to tell you what to do? Well you better get use to it, Obama is the President and you are ONLY a senator, loser!!!
It does seem outrageous to ask the GOP in the Congress to do anything.
Careful Mr. Grassley, your ignorance is showing.
That grammar looks just like the republicans on this site. It wouldn't hurt to have a 3rd grade writing level when posting comments or twittering with your little friends. Hickville in full affect.
Way to go Grassley. Obama's a JOKE.
Grassley has been a U.S. Senator since 1980 and has done nothing for this country except be a republican.Iowa needs a leader not yes man for the GOP.
We as the people need to take back our country and get rid of the dead weight like Grassley.Rise up against these devils and send them back home like the cowards they are.
LOL, will you be my BFF Chuck? u r da bomb! !
OMG!!
Seriously, you have 140 characters to use on Twitter. As the ranking Republican on the Senate Finance Committe, I'd hope you could write a bit more intelligible comments, even they are to your Twitter drones.
I'm so tired of these beligerent, self-serving, disrespectful politicians!! Get over youselves and help your constituents you children !! Families are feeling more pain than simple bruised egos like you !!!
I guess Grassley thinks visiting Buchenwald, two vet hospitals, and delivering a speech in Normandy to honor the allies landing and tragic deaths of so many is sightseeing.
Why isn't CNN challenging Senator Shelby's comment that the American health care system is "the best in the world" as shown on Republican John King's selective summary of Sunday "news".
Maybe from the standpoint of his socialized plan the Senator can falsely claim this but certainly not by world standards which ranks it as 34th, while being the most expensive in the world.
He has effectively dismissed the 45 million people with no health care as being irrelevant.
CNN and other cable news networks thrive on creating controversy by selectively selecting quotes and blogs that inflame the readers rather than educate them is definitely putting ratings and profits ahead of real journalism that is needed in a real democracy.
Chuck Grassley the ranking Republican on the Senate Finance Committee. Sounds like a smart guy so where is his plan to fix health care? What, he has no ideas, hes just putting down the president? More of the same from the GOP. CNN why do you put this kind of news on the blogs from nobodies of the GOP. As a middle level manager of a finance company the first lesson I learned from my boss was never complain about anything unless you can suggest a solution to the problem. This is advise the entire republican party should take.
No, Sen. Chuck Grassley you have the nerve.How can you talk when you have good health care and 46 million americans don't.This is why the conservatives/gop must go.They are still living in the past.Pres. Obama and his admin. is doing a good job for the people.God bless Pres.Obama and God bless america.
I wouldn't think anyone in Senator Grassley's constituency feels he's qualified to represent them after reading his twitters that look like they're written by an 18 year old on summer break.
Is anyone else concerned by the rep's monosyllabism? Since when did we elect cavemen? The President is right. We have not delivered on health care and it is time to do something about it. Perhaps this would have been a more fitting speech here in the states. It does sound a bit like a 7 year old girl tattling on their younger sibling...
Any Republican who would post like a pre-teen child on twitter should be ignored. He doesn't even have the respect for the people who read his posts to post like an adult, so why should we listen to a word he says?
Using technology is one thing, behaving like a child while using it is another entirely and invalidates anything you might say on it.
You have a lot of nerve when Bush took over 1000 vacation days and spent 1/3 of his time in office on vacation, at a cost of 25 to 30 million to US, THE TAXPAYERS.
I think it's time for a lot of the Repukes to retire and let the new generation take over because they have no idea what this country needs or wants but it's definately not what they're dishing out. Micheal Steele is a joke along with most of the majority of the people in charge of the Repuglican party (if anyone). And don't get me started on Sarah. I just hope they keep doin' what they're doin' 'cos 2012 will be a grand slam!!!!
Yeah who cares about 10,000 dead American soldiers. Shame on Obama for taking the time to honor them.
I truly lament the indignation that these senators behave in. Mr. Grais ssley needs to grow up as does the Republican party at Large.... The Republicans just can't get over the fact that they lost the White House and the Senate..... It is imperative to engage in disccussions and open objective debates but this nonsense about Obama's trip to the middle east/Europe..... And his trip with his family is acceptable..... Grassley grow up and get too work as the President has requested.... To all Republican get over it!!!! You will have ur chance again.... Give us true representation and stop the divisiveness!!!!... Sore losers!!!
Twitter will be the death of these bone heads. Republicans need to wake up and realize that the American people are sick of the way they are behaving. It's time they do the job they were voted to do and that is move this country into the 21st century.
I don't know what the Republicans stand for anymore....
Obama/Biden
2008/2012
Hey = you're hitting him while he's gone - he can hit back.
HE WON
Poor Chuck Grassley...Having to work a weekend like so many vulgar, middle class Americans are having to do in these tight times (if we are lucky enough to have jobs that allow us to work extra). The reason so many of us have to make the extra money? Pay for our lousy healthcare that probably doesn't come close to the tax-payer paid health care Chuck and his capitol hill chums enjoy. Well, Mr. Grassley, I ain't no "nail" either and your broken-down party platform did zilch the last 8 years to help us little people out with the huge healthcare problems in this country...And after all your years of goofing around, you're a little raw at having to spend a weekend on the biggest issue facing the nation besides the current economic woes? Now, this is me, YOUR BOSS, the voter telling you: "Quit your belly aching, quit playing with your phone and get back to the business of the country! Lord knows you clowns pay yourselves well enough for the time.
This twinky tweeter has no nerve, no plan except protect HMOs and big pharmacy, plus all the levels of current health care red tape. The only health care issue the "senator" worked on during the last 8 years was to protect the pharmaceutical business with the "Pharmaceutical Enrichment Act" sometimes called the "prescription drug benefit" - we know who bnenfits most from it.
When you sit on yours hands for eight years and then someone tries to accomplish the difficult task of health care reform, it just makes you look bad – so tweet on. Did I say difficult? Only because there are those who are part of the problem and not part of the solution.
Evidently Twitter is a great way to make our US senators look like fools. Whatever point Mr. Grassley may have, it is subverted by the spelling and grammar requirements of a "Tweet."
Just the letters GOP and the name Republican makes my stomach turns. These people are so negative its makes you dizzy. It seems that only when the Republicans are in power world visits are allowed. At least Obama is tring to unit the world which will in turn gives a positive look on America and help to stop people from wanting to distroy it instead of having SHOES thrown at him like bush did.
You're correct Grassley, you aren't a nail, you are a tool. Please learn how to spell, even while you are twittering, you can attempt this skill...
Jealousy is the root of hatred. Where were all these law makers when Bush was pretty much a vaction President? We now have a President who is working day in day out to dig out our nation from the pit of hell the Republicans sent it in to and they have the nerve to complain.
This is what happens when you let your staff do your tweets for you.
It's truly sad when US Representitives feel the need to reduce themselves to sounding like petulant, rambling 15-year-old children who have never had a grammar lesson in their life. Doesn't this man realize what an idiot he sounds like?
He may not be a nail but it sounds like he's some kind of tool.
Unfortunate that a sitting member of Congress is reduced to 'blogging' and 'twittering' when official channels for proper discussion are available. Who knows, probably not even Grassley, but someone that is claiming to be him on Twitter. CNN, have you substantiated that it was actually the Senator that made these entries, seems sort of uncharacteristic for him. I would expect better grammar from an elected official, even if most of them are "twits" (pardon the pun).
Is this reporting or gossip?
WHY CAN'T HE SPELL!!!!
Did someone hack this guy's Twitter account? Please tell me we don't have a senator with the grammer and etiquette of an angry 12 year old.
This guy doesn't get the idea that he was hired by his state to represent them. If you didn't want to be a politician, and have to work the weekends, then you should of stuck with a 9-5 job. You chose this profession, deal with it OR QUIT!
People of Iowa: Anytime your elected official cannot be bother to use correct grammar in his or her messages to you ("whie u sightseeing"), you need to vote him or her out of the White House.
Was Chuck drunk when he wrote these?
dont mind chuck;corn fed pettiness
Vacation and sightseeing?
You would think the republicans would be pleased to see our president regaining the respect and honor our country once had with the world. That they would support peace, healing uniting, rather than war.
But, there again, we are talking about a political party that has totally lost it's way, putting party, politics as usual over our country and it;s survival.
One of the biggest problem with the health care today was when the republicans put the prescription plan into being, they put a stipulation disallowing any competitive drug prices etc costing us billions of dollars. At that time their plan was for medicare to fail and they could run our health care with their big business. The result is, they have almost destroyed our medical system and it will take a miracle to get it back on it's feet. Once again, big business over our country and us.
Is this what serious political discourse has degenerated too? Shame on you Senate Grassley.
I don't even understand what this guy wrote. I hope this isn't how he normally writes, because if it is he needs to find another profession.
Paris was NOT a vacation.... check your calanders, it was the anniversary of D-Day... Americans hav eshort memories and do not honor our past but other nations remember and it was VERY important for the president to be there for the ceremonies.
"skedul"? Really? Good job, Iowa–you elected a teeny-bopper. I think I got my point across in 140 characters or less. kthxbye.
I think it's high time that we tell our elected officials, enough of dragging your butts and let's get some work done for a change. Part of the problem in Washington is it takes far too long to get things done. Obama promised during his campaign that he would change the way things are done in Washington and I'm personally glad to see that he's putting pressure on them. Make 'em earn their paychecks.
Everyone is worried about private insurers. Well I'm not, it's sheer greed that caused healtcare to be so expensive now. An example of this is the nurses in Englewood, NJ not satisified with their salaries when quite a few of them made over $100K. It's sheer greed; same thing with over-paid workers at GM, it's no wonder they went into bankruptcy! Competition is the key to get prices down. GO OBAMA!!
I think it's great too that he is including the American public and letting us see the mess that goes on in Washington. Some have criticized him for including us – but aren't we the people they're all working for? We have a right to know and make sure that they cast their votes the way the VOTER wants them to cast it and not based on their personal agenda!
Really can't agree with Grassley, but was tempted, at first, not to be concerned with his "tweet," since there is a limitation of 140 characters.
However, if he had taken the time to use accepted abbreviations, he could have gotten his point across.
Just another outlet for the far-right to spread their unique brand of hatred.
Senator Grassley. Seriously – go to an AA meeting. They can help you and it is anonymous.
They cant fault him on the job he's doing as President so they hit him below the belt for attempting to be a good husband and family man while being President! Taking his wife to a Broadway Play, taking his family to a museum in Paris while he is attending to his duties as President representing the country on the Anniversary of D-Day, to Racistplicans is all inappropriate. Their attempt to compare his being a family man to the equivalent of being derelict in his duties as President is utterly ridiculous! This President has tackle more issues in his first 4 months than Bush ever did in 8 years! Com'on the man is entitled to a little R&R and to take in the perks of the job! To suggest this President is somehow sleeping on the job is purely bias and hypocritcal. To tie him to a higher standard than other Presidents is unfair. I never heard the Racistplicans complain about the weeks on end that Wacko Bush spent in Waco!
I know that twitterers like to abbreviate things, but don't they know how to spell? Even for the party of the undereducated, this guy sounds like an idiot.
Chuck thinks he's "hip" if he uses "lingo."
Too bad the young generation fleshed all that poor spelling out in 1994.
Plus, you can use 140 characters on Twitter. Use them!
What a crybaby. And considering Bush's vacation time, what a hypocrite.
Embarassing, simply embarassing to look at those comments. That's what our taxpayer's dollars are paying for?
The more the GOP talks the more rediculous they sound. Such petty comments as made in this article are not even worth printing. Time for all the GOP to do
lol this is just too funny for me. Forget all the vacation time the predecessor took, is this GOP senator suggesting that he and his colleagues can't handle health care reform without the president looking over their shoulders? One would think that as the minority party, they would jump at the chance to do something good for the country without the president. But that would require them not not only have ideas, but be liable if those ideas were bad.
For the record, where is the alternative solution to fixing health care? ya know, the magic solution that the conservatives are promoting that would keep government from having to step in to the mix in a major way. Time to face facts, if you can't solve the conservatives can't solve the problem without the Government, then ignoring the problem and trying to block government solutions is not going to give health care to the millions who have been laid off, the students who are entering the unemployment line straight from school, and the workers who work for companies who can't even afford to provide health care.
Chuck Grassley has been delivering pork barrel to the farming interests all his political life.
Suddeny he is working on health care on weekends?
And, Chuck, it's not the first time a president has gone overseas.
So chill and hope your precious farm subsidies and corn ethenol scam programs are not taken away to pay for things all Americans need - like health care insurance.