October 6, 2009
Posted: October 6th, 2009 03:28 PM ET

WASHINGTON (CNN) - Top House Democrats on Tuesday slammed insurers who claim that domestic violence is a pre-existing condition that can be used to deny coverage to battered women.

They pledged to incorporate a ban on the practice in the health care reform legislation currently winding its way through Congress.

Forty-two states have already passed such a prohibition, according to a recent report from the National Women's Law Center. Idaho, Mississippi, North
Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Wyoming and the District of Columbia have not, however.

"Think of this," House Speaker Nancy Pelosi said. "You've survived domestic violence, and now you are discriminated (against) in the insurance market because you have a pre-existing medical condition. Well, that will all be gone."


A spokesman for an association representing health insurance companies backed the proposed change.

"No one should be denied coverage because they are a victim of domestic abuse," said Robert Zirkelbach, spokesman for America's Health Insurance Plans.

We "strongly support (a variation of) legislation that prohibits discrimination against victims of abuse and we are urging all states to promptly adopt it."

Some reform advocates say the proposed federal action, while a positive step, does not go far enough.

"We have to go further and take affirmative steps to reach out to battered women who may have been denied coverage to let them know the landscape has changed and there may be insurance options available to them," said Shelley Senterfitt, a representative of the Georgia Coalition Against Domestic Violence.

"We need to fix the damage that's been done," she said.

–CNN's Mary Snow and Shirley Zilberstein contributed to this report

Filed under: Health care • House Democrats • Nancy Pelosi


Wake Up   October 6th, 2009 5:01 pm ET

Understand, that 42 states already passed this...so obviously this is feel good garbage. You libs don't understand, that other govt. entities make policy...not just congress and king obama.

walleye   October 6th, 2009 4:57 pm ET

It turns out that in eight states, plus the District of Columbia, getting beaten up by your spouse is a pre-existing condition.
Under the cold logic of the insurance industry, it makes perfect sense: If you are in a marriage with someone who has beaten you in the past, you're more likely to get beaten again than the average person and are therefore more expensive to insure.
In human terms, it's a second punishment for a victim of domestic violence.
In 2006, Democrats tried to end the practice. An amendment introduced by Sen. Patty Murray (D-Wash.), now a member of leadership, split the Health Education Labor & Pensions Committee 10-10. The tie meant that the measure failed.
All ten no votes were Republicans, including Sen. Mike Enzi (R-Wyoming), a member of the "Gang of Six" on the Finance Committee who are hashing out a bipartisan bill.

Connie, Indiana   October 6th, 2009 4:49 pm ET

If the insurance companies are not pulled in, they will exclude people who have had hang nails..If they think it may or will cost them money, you bet your bones they will exclude them..and the more they exclude they will have to raise premiums to counter-balance for the ones they exclude. Gotta keep the money train moving..

chris   October 6th, 2009 4:47 pm ET

This is why I trust govt over Health Insurance CEO's (death panels) as they are less interested in profits...

Steph   October 6th, 2009 4:45 pm ET

I find it interesting and sad that the right wingers here are arguing against this measure just because Nancy Pelosi is bringing it to the floor. Very, very sad!

GA Resident   October 6th, 2009 4:45 pm ET

As a woman who voluteers with a domestic violence shelter, I am appalled that evil insurance companies would call domestic violence a "pre-existing condition" in order to avoid payment and equally disappointed that some states allow this practice. That's like battering the victim all over again.

LacrosseMom(stuck in moderation)   October 6th, 2009 4:34 pm ET

How can domestic violence be a preexisting condition? Nuts.

45, 000 Americans DIE every year from lack of healthcare.

IF 45,000 Americans died every year from terrorist attacks, you can bet that the GOP would be rioting in the streets and demanding we nuke the Middle-East.

However, 45,000 Americans DIE every year from lack of healthcare and that is OK with the Republicans!

AMERICA WHO IS ON YOUR SIDE?

Chandler   October 6th, 2009 4:33 pm ET

It is an outrage that not only is this is currenlty happening, but that Republican Congress persons are defending this practice by obstructing health care reform!

They are willing to sacrifice their constituents's health, just so they can still rake in the lobbying money from the health insurance industry. It is so inhumane, there are no words for it.

HEALTH CARE REFORM NOW!

Victim of Liberal stupidity   October 6th, 2009 4:28 pm ET

Please remember the other aspects of healthcare doctrine that Democrats have mandated for private citizenry in healthcare on the State level (Vermont), like that hair plugs be a provided coverage in their healthcare policies. How about if you don't want it, you don't have to buy it...

gl, From Pittsburgh   October 6th, 2009 4:26 pm ET

Forty-two states have already passed such a prohibition, according to a recent report from the National Women's Law Center. Idaho, Mississippi, North
Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Wyoming and the District of Columbia have not, however.

GO FIGURE!

TH - ATL   October 6th, 2009 4:22 pm ET

Anyone who has had something happen to them in the past, is considered to have a pre-existing condition. Domestic abuse is cause by more democrats then anything else because of their low-life status.

seebofubar   October 6th, 2009 4:20 pm ET

You are not seeing the deception here. On the surface it looks like Pelosi is trying to solve a problem, but I'll bet that if you look into it there are no insurance companies that have this exclusion. No where in this report or in her oration does she mention that this is a real problem.

Duck Fallas   October 6th, 2009 4:19 pm ET

The white ringers have just added to their list of people they have no tolerance for:

Blacks
Hispanics
Catholics
Muslims
Homosexuals
... and now, WOMEN!

This is a misunderstanding. The REAL pre-existing condition is the inability to listen. That is, if she would LISTEN to me, I wouldn't have to slap her.

Stop "negotiating" with these morons.

Hugo   October 6th, 2009 4:19 pm ET

Good Lord, what a victory...Domestic Violence banned as a pre-existing condition, what a milestone win for the House and Senate, yeah Nancy, now go domestically violate yourself!!? Perhaps if the liberal lawyers would get off our Constitution the State courts could handle domestic violence offenders where it would not be such a repetitive chronic condition of whoop ass. Why don't the Democrats look at Tort law reform, Fair practice regulation for insurance companies and maybe just maybe enforcing our Federal Immigration laws instead of making up Federal laws to circumvent State courts from taking action against criminals, all in the name of broadening voter base? STATE RIGHTS UNDER OUR CONSTITUTION, ANYONE EVER HEARD OF IT?

gt   October 6th, 2009 4:13 pm ET

throw in a little prison time and see if this disease cure its self

Josie   October 6th, 2009 4:13 pm ET

Are the Democrats also going to pass legislation that says everyone should be happy?

Navy Vet   October 6th, 2009 4:11 pm ET

Think that's bad? My niece was dropped for her "pre-existing" condition of acne. Who'd thought that having acne at 16 would come back to haunt you at 30. Coincidentally it was when she was in need of an operation after having the insurance for 5 years.

John   October 6th, 2009 4:07 pm ET

Let Americans take a national vote for Public Option. Public Option would win 80% to 20%. Ins. Companies know this. I can't understand why you would allow someone who has Gov. insurance tell you with a straight face that it is no good. They tell you to go pay for private ins. while theirs will be free for the rest of their lives.

Steve (the real one)   October 6th, 2009 4:06 pm ET

ALL of Congress needs to get on board! For any insurance company to define domestic violence as a pre-existing condition is noting short of sick and cruel! As for the doubters (you 2 know who you are) why is this political?

Glenn McCoy   October 6th, 2009 4:05 pm ET

Listen up: THIS is why the GOP wants us all to be able to buy insurance across state lines. So Neanderthal Healthco can set up in Wyoming and pull this kind of stuff off all over the country. Profits trump morality every time.

single mom   October 6th, 2009 4:04 pm ET

Instead of grandstanding, why don't the Dems go after the states and DC and pressure their legislatures to push this through as fast as they did the Governor-gets-to-pick change in Massachusetts?

patNY   October 6th, 2009 4:03 pm ET

I fear that the more insurance companies are precluded from disclaiming coverage, resulting in the more they have to cover...premiums will not go down, but instead, will skyrocket!

Republicans is smart in the head area   October 6th, 2009 4:01 pm ET

Idaho, Mississippi, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, and Wyoming are all Red States. Certain the Republicans don't want to alienate the crucial wife beater vote.

PainfulTruth   October 6th, 2009 4:00 pm ET

Im not saying insurance companies are boyscouts but this seems like cheap politics. Just because those states have not specifically outlawed the practice does not mean it actually happens. Ive read several articles on this topic and none of them give an example of a domestic violence victim being denied health insurance.

Minnesotan   October 6th, 2009 4:00 pm ET

I sense conflict within the GOP trollers here. You guys must be scratching your heads on how to chalk this one up to somehow being bad or negative. In fact, some of you are pointing to the 42 out 50 stat already as proof its a waste of time. One moron even claimed 42 out of 51!?!?!
But, its morally wrong what these insurance companies are doing regardless and this crap is only the tip of the ice berg. So, the party of Jesus, please do what's right and take a principled stand against this insane practice. And keep this in mind if you still reject common sense here... the only reason 42 states out 50 ban the practice is because of "REGULATIONS"!!! Eeeeckk!! That nasty word...so scary! So keep pointing out that regulations work... that's fine with me. And for those of you that don't want to realize this... without the "regulations" the free market would have kept on commiting this evil practice against victims of domestic violence.

Bedtime for Obonzo   October 6th, 2009 4:00 pm ET

This is a red herring. Six states (out of 50) lack laws that mandate coverage for domestic violence (surprising, as states love mandating all sorts of coverage). Those six states have, simply, never experienced a problem with domestic violence being treated by insurers as a preexisting condition.

Ryan, Council Bluffs   October 6th, 2009 3:59 pm ET

Meet them half way drop it as a pre-existing condition if they have left the offender. This subject is disgusting, but it is preventable and it is not natural or inherited. None of the victims asked for it, but they can walk away and get a way from it.

victim of republican greed   October 6th, 2009 3:53 pm ET

Don't count on getting Republican support on this one.

Republicans are the American Taliban   October 6th, 2009 3:53 pm ET

Is being a hate monger considered a pre existing condition exempting you from health care? It is a mental disease isn't it?

SC-Dem   October 6th, 2009 3:53 pm ET

Insurance Companies are the real "SOCIALISTS" and the PUBS are 100% for them!

Peoples Voice   October 6th, 2009 3:50 pm ET

If that does not teach you that we should keep the insurance companies in charge then nothing will.

We don't need no stinking health care reform.

GI Joe   October 6th, 2009 3:49 pm ET

If domestic violence is a pre-existing condition, maybe the death penalty for the abusers would eradicate this scourge. It's a sure-fire way to eliminate it.

Glenda, MS   October 6th, 2009 3:43 pm ET

The condition wasn't pre-exisiting before someone abused the victim. Are the insurance companies crazy? This is why we need a public option.

The lunatics have been let out of the crazy house. Catch them before they reach D.C.

Caesar the Great   October 6th, 2009 3:40 pm ET

Glad that they are making this be a huge deal. Make the states pass the legislation, 42 of 51 already have. Quit stalling Dems and admit, you just dont have the votes cuz the plans stink.

Oh Yeah? Bring It On   October 6th, 2009 3:40 pm ET

Here's a thought, why can't the insurance companies cancell the insurance of the batterers. Why should the victims be victimized again? Think people.

Sniffit   October 6th, 2009 3:40 pm ET

Uh oh...McDonnell is going to flip his lid...

Sniffit   October 6th, 2009 3:39 pm ET

Go ahead GOPers, find something negative to say about this...it's not like all of womenkind in America shouldn't already be angry at you for inflicting Palin on us, thereby setting them back 100 years. You've pretty much ruined it for yourselves with any thinking woman in the country, so please, let fly at this proposal too.

Dutch/Bad Newz, VA   October 6th, 2009 3:39 pm ET

I can hear the right screaming to the top of their lungs about this provision.

Insurance Companies Are Mental   October 6th, 2009 3:38 pm ET

We're ready for the insurance companies. Most domestic violence is done by men, mostly me run the insurance companies. Yeah, let them try to say domestic violence is a pre-existing condition, we will be ready for them. BRING IT ON.

Tannim   October 6th, 2009 3:38 pm ET

Must be Stopped-Clock Syndrome. Pelosi got one right for a change.

RNC = DNC = politics as usual   October 6th, 2009 3:37 pm ET

Wait a second! 42 of the 50 states have already stopped this and the remaining ones are small population states. So what is Pelosi grandstanding about?

So for most Americans it will mean no change. But she sure sounds good.

Americans on the average are easily distracted apparently. Hey look – something shiny!

Mike Syracuse, NY   October 6th, 2009 3:35 pm ET

Doesn't the health care plan ban denial of coverage for ANY pre-existing condition? So why isn't this redundant other than to try to score political points?

victim of republican greed   October 6th, 2009 3:34 pm ET

Each day, we learn more and more of just how sleazy the insurance companies are and what they do to ensure they do not have to pay out claims.

We need Health insurance reform now.

Obama Victim   October 6th, 2009 3:31 pm ET

on the surface, seems like a good idea..................but if Pelosi...and I disappove of her very existence.....is involved.......it can't be good

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