May 12th, 2010
08:25 AM ET
8 years ago

Health insurance for the under-26 crowd

New York ( - The federal government unveiled details this week about how people up to age 26 can get covered by their parents' health insurance policies, as part of the health care reform law.

Consumers now have details about how one of the law's most-buzzed about provisions will actually work - and how much it will cost them.

Expanding health coverage to twentysomethings is welcome relief for an age group that accounts for the majority of uninsured Americans.

Roughly 30% of young adults up to age 26 have no health insurance at all. That's three times the rate of uninsured children, according to the Department of Health and Human Services.

HHS estimates that about 1.2 million young adults will elect to stay on a parent's health plan in 2011 as a result of the reform.

Here's what you need to know about the new regulations.

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Filed under: Health care • Obama administration
soundoff (7 Responses)
  1. Steve- Illinois

    Only until age 26? Is that all? They should be able to stay on the teet for much longer than that! Married children on their parents health insurance, their own children on some form of tax payer funded health insurance, doesn't leave a whole lot of people left to pay, now, does it? Maybe, just maybe, we should try raising citizens that realize their own responsibility, instead of breast feeding everyone until they reach retirement age! Just a thought!!!

    May 12, 2010 09:10 am at 9:10 am |
  2. jp,michigan

    Most insuraances allow your kids to remain on yor health insurance until 21 -25 as long as they are in school. Mine were. They are now in their 40 – 50 years of age. Going to college or some form of further education pass high school will help to place you in jobs with health-care or at least afford to pay for it. Kids who barely finish high school and decide that's enough education, end up at low paying , no insurace jobs. Then at the taxpayers expense, we provide their health-care, one way or another. The so care benifical health-care bill is now at 1 trillion dollors, and rising!

    May 12, 2010 09:13 am at 9:13 am |
  3. haren

    Bottom line age 23 to 26 they have to vote for democrats and kick all republican in november election.

    May 12, 2010 09:13 am at 9:13 am |
  4. aproudmemberoftheunpatrioticmob

    The governments plan as always under the current slimy, corrupt administration that SEIU stole the election for is simple. Steal the money to pay for this from hardworking, taxpaying Americans so that Obozo can count on another group to get them libs reelected. Don't worry about becoming like Greece, they have a lot more money they can steal before that happens.

    May 12, 2010 09:35 am at 9:35 am |
  5. thor

    It doesn't matter if people can stay on their parents insurance until they are 26.The premiumns will be the deciding factor, in most cases and families are tapped out with exspenses.Maybe in 2014 it will help but not right now.

    May 12, 2010 09:41 am at 9:41 am |
  6. JES

    I see Obama's health care policy will cost the tax payers even more than projected no surprise here.

    May 12, 2010 09:45 am at 9:45 am |
  7. Ed

    Will the children of these 26 and under people also be covered under the grandparents insurance.

    May 12, 2010 09:46 am at 9:46 am |