November 14th, 2013
09:53 AM ET
1 year ago

First on CNN: Obama to push fix for insurance cancellations

[Breaking news update 11:55 a.m. ET]

Sources close to the insurance industry tell CNN's Gloria Borger that it looks like insurance companies will cooperate with President Barack Obama's proposed solution to the problem of health care plan cancellations due to Obamacare.

[Original story posted 11:03 a.m. ET]

(CNN) - President Barack Obama will lay out an administrative solution to address the problem of people getting cancellation notices from their health insurance providers due to the Affordable Care Act, a senior Democratic source familiar with the plan tells CNN's Chief Congressional Correspondent Dana Bash.

Obama will deliver remarks at 11:35 a.m. ET in the White House Press Briefing Room, the White House announced Thursday morning.

The plan will in part call for insurance policies to be renewed for one year for those who already have insurance policies in the individual market, the source said.

If an insurance company does renew a substandard plan, it would be required to do two things. First, it would have to notify the policy holder of alternative coverage options. Second, the company would have to disclose all of the benefits a policy holder will lose if she keeps an existing substandard plan.

The source noted the President may disclose additional details.

White House says Obamacare site improving, enrollment off sharply

In addition, the source said the President would allow state insurance commissioners to decide on their own to not permit this renewal.

It's worth noting, however, that there are some states - including Virginia, Kentucky and Idaho - that require all plans in their state to comply with Affordable Care Act standards.

White House officials get earful from Democrats on Obamacare

Even though the President is about to announce the fix, House Democrats are planning to unveil their own legislative proposal that will be offered as an alternative during a procedural vote on the House GOP bill tomorrow, according to two senior House Democratic aides.

“It's back up,” one of these aides told CNN. “We want to have suspenders and a belt.”

This will allow members of Congress to be on the record voting for a solution.

Poll: Obama approval ratings drop, Americans say he's not trustworthy

When selling Obamacare, the President repeatedly assured Americans they would be able to keep their plans if they liked them. However, many Americans have been getting dropped from their providers because their existing policies don't work with the new regulations.

Obama has since apologized for people losing their coverage and pledged to find a solution.

Many in Congress avoiding health care exchanges

- CNN’s Deirdre Walsh and Mark Preston contributed to this report.


Filed under: President Obama • White House
soundoff (807 Responses)
  1. Rudy

    Van Jones absolutely lied when he called the cancelled policies "SHAM POLICIES". I am a lifelong Democrat who has personally paid for my own coverage for many years.

    The policy I have is expensive but very good. BCBS cancelled the policy, suggested a new policy effective Jan 1st, and increased my rates by 50%. The new policy has pediatric coverage. Thanks – I haven't need pediatric coverage for a long – long time.

    November 14, 2013 12:16 pm at 12:16 pm |
  2. They're not getting us where we need to be on this.

    Can someone make a law that protects us, the actual humans that live here, for once?

    November 14, 2013 12:16 pm at 12:16 pm |
  3. Fair is Fair

    I can't believe it... he's talking about the government shutdown. Calling him INCOMPETENT is a compliment.

    November 14, 2013 12:16 pm at 12:16 pm |
  4. Nodack

    Obama trying to make things right. Republicans will find a way to turn it against Obama somehow. Maybe they can start up a few more investigations as soon as some of their other politicians get done with all their other witch hunts. It sure would be nice is politicians could work towards things that help Americans instead 100% partisan BS 24/7.

    Let's suppose We dump Obamacare altogether. Then what Republicans? Your rates will be just a high or higher than they are now. Illness will still be the #1 cause of bankruptcy in the US. 45,000 Americans will die every year because they didn't have health insurance. Those with preexisting illnesses will still not be able to get any coverage. We will still pay twice as much as any other country for the same treatment. We will still be ranked 37th behind Costa Rica in health care quality. 40-50 million Americans won't have health insurance.

    Suppose Obamacare goes away tonight Republicans, then what? The Republican Party is never going to do anything about out health care woes. Are you going to complain about all that stuff I mentioned and blame Democrats for not doing anything about it or is destroying Obama the only thing that matters? If that's the case lets have Obama say he hates the ACA and wants to destroy it. That way you guys will want to keep it out of spite.

    November 14, 2013 12:17 pm at 12:17 pm |
  5. Yankee Doodle

    Yes your plan is going to destroy us. So destroy us in a year instead.

    November 14, 2013 12:17 pm at 12:17 pm |
  6. They're not getting us where we need to be on this.

    Are the philipines a dictatorship? Why do we support that (politically)?

    November 14, 2013 12:17 pm at 12:17 pm |
  7. Allison

    My insurance plan was not a junk policy. I have a $1,000 deductible with a $3,000 out of pocket max per year paying $273.40 (includes dental insurance) per month. I received my cancellation notice at the end of October. The reason my plan was cancelled was because I didn't have maternity coverage. You know why? BECAUSE I AM NOT GOING TO HAVE ANY BABIES. Not every woman in this world wants children, can physically have children, or maybe they are done having children. This is why maternity coverage should not be a requirement for women. Pregnancy is preventable. I was covered for everything else including mental health care.

    So I enrolled in a new plan this weekend in which my deductible is now $3500.00 per year with a $6350.00 out of pocket max per year and I now have no dental insurance. My new premium is $286..20 per month.

    I would also like to know what will happen for people who had their insurance cancelled and then signed up for new plans. Do I get to keep my old plan for the next year even though I already signed up for a new plan?

    This whole situation is a big mess.

    November 14, 2013 12:18 pm at 12:18 pm |
  8. Wake up People!

    Oh we still support him, it's not our opinion they want though.

    November 14, 2013 12:18 pm at 12:18 pm |
  9. VA123

    This man is a joke. For your liberals...here is why the ACA will never work. 1.) you are guaranteed insurance 2.) the penalty will always be less than what your policy rate is. In theory, it can't be more and the penalty is a percentage of your income. So here's the scenario, I'm a young healthy adult (you know, the one's you think will come a flocking to get health insurance and whose premiums will suppliement those older, less healthy, insurees) who has a decision to make between paying for insurance I don't think I need or paying a penatly....my decision, which is cheaper...the penalty. You might say well, what happens if they get sick....the answer, they sign up for health insurance because they can't be denied. So, we get them when they need it but not when you want it. Good luck trying to explain that away. If I were in my 20's, maybe early 30's that is what I would do. Get it only when you need it.

    November 14, 2013 12:18 pm at 12:18 pm |
  10. Lee Davis

    The fundamental flaw with Obamacare is the same fundamental flaw with communism; the assumption that the healthier and more capable are willing to pay more and receive less so that the less healthy and incapable can pay less and receive more.

    November 14, 2013 12:18 pm at 12:18 pm |
  11. Beth

    Whole system is broken. It is just unbelievable. I can keep my husband on my plan for $680.00 a month with a $6,000 deductible. After that is is 100% coverage – these other plans are 70/30, 80/20 and 90/10. While my neighbor brags about his $22 a month premium under Obamacare – who the hell is going to pay the 30% should he require hospitalization and receive $20,000 or more in medical treatment? Surely not him. Same shit, different day – we will still be paying for all the slackers.

    November 14, 2013 12:19 pm at 12:19 pm |
  12. mike

    So, I guess we just get to lose our insurance a year from now? What kind of pathetic manipulation is this? It's just a way to throw up cover for the communists that voted for this albatross in the first place. NONE of these libs actually care about people! They only care for their agenda. Sounds like Mao when he starved millions in order to reformulate China into an industrial society. This guy is cut from the same cloth. I'd like to see what he would have become in a place where the constraints put upon his authority were not as meaningful as they are in this country. I've a feeling history would judge him with the fascists.

    November 14, 2013 12:19 pm at 12:19 pm |
  13. L

    The insurance companies could have changed their policies but they didn't. The Preexisting BS sounded reasonable to them. Now they are once again trying to game the system in a dishonest way and the media refuses to question insurance execs about this dubious new practice of theres. And If only just under 1 million people have signed up for Obamacare, how many people are actually not getting to keep their health insurance? Do some real journalism CNN, actually interview people who have gained coverage and those who claimed to have lost coverage.

    November 14, 2013 12:20 pm at 12:20 pm |
  14. JL

    If the President can break his own law, why can't we? This is the definition of a dictator. It's time to call for his impeachment.

    November 14, 2013 12:20 pm at 12:20 pm |
  15. SteveinLVNV

    In its present condition this worthless Ponzi scheme is FUBAR!!! Just kill it off and start working on improving the economy

    November 14, 2013 12:21 pm at 12:21 pm |
  16. acethestace

    Who is going to pay the postage for five million insurance reinstatment notices? Because these companies, after all were in compliance with the new law.

    November 14, 2013 12:21 pm at 12:21 pm |
  17. The REAL Truth...

    What the insurance companies are doing is reaming Americans still further by increasing the cost of healthcare while using ACA as an excuse, while the GOP and TP are helping them out. This is basically the outcome of unintended consequences... or collateral damage and the Dubya's preferred to call it.

    I seriously doubt Obama deliberately lied about "keeping you plan" any more than Dubya did about "WMD's in Iraq" or Daddy Bush did with "read my lips", or Reagan did with Iran-Contra.

    It's politics folks and we have far too many paid trolls posting on here who are quick to point fingers at something they don't like, while being deliberately misinformed by those with an agenda. It's naive, infantile and resolves nothing. IT would be far better if they (and their Congressional Reps) took the energy they are using to whine and complain to do something about fixing what is broken with ACA.

    November 14, 2013 12:21 pm at 12:21 pm |
  18. jschmidt

    Obama has destroyed the best healthcare system in the world. Other countries send their sickest to us. Other countries like France don't count preemies unless they are a certain term in their death stats. Japans doctors have to install vending machines in their office to make ends meet. THe only really good plan was the Swiss plan which actually controls costs and used private insurance companies which must offer a basic plan covering most procedures, and then can offer a more expensive plan covering eveyrthing. We can't all people who die in this country in our stats include foreign citizens seeking treatment when their own countries won't treat. Obamacare has resulted in doctors retiring or going to work for hospitals so that their in office procedures are now outpatient hospital procedures at 3 times the price. And the exchange plans often cost more and have higher deductibles will not offering all the doctor and hospital people used. In NY Sloan Kettering is not part of exchange plans and 44% of NY doctors will not participate in the exchange plans.

    November 14, 2013 12:21 pm at 12:21 pm |
  19. Ratt

    I never got ACA anyway. The Democrats are forcing you to purchase Health Insurance from Private Health Insurance Companies that are offered thru a Gov't Exchange. Why not just do it like Car Insurance, where you get to pick the Company, your coverage, and your comprehension, your liabilities and get to barter on the price and just get rid of the Gov't Exchanges. If you are being forced to purchase Health Insurance thru a private company why do we need the Gov't Exchanges ? Can you liberals explain that ?

    November 14, 2013 12:21 pm at 12:21 pm |
  20. Jeff

    Well..CNN is back to showing the "I'm huge" picture of Obama to make him look like he's a genius or something...lol.

    That's not going to save Hillary in 2016.

    November 14, 2013 12:22 pm at 12:22 pm |
  21. Dave

    Hey, insurance companies, ya' know that millions and millions of dollars I forced you to spend in making mandatory changes to most all your policyholders? Never mind, you know have to spend millions and millions more more re-notifying your policyholders that I changed mu mind. Thanks, and get to it before my failure gets worse. - Obama

    November 14, 2013 12:22 pm at 12:22 pm |
  22. bmac

    Obama: "You like your plan, you can keep your plan"
    Bill gets voted in w/o being read....
    Ins Co reads it: "EF that!"
    The People: "What The EF?"
    Obama: "Lets take a year to make sure we can put the right smoke around the mirrors"
    Ins Co: "Yes!!! We can triple the rates for 2015 to make up for this... they'll love us again!"

    November 14, 2013 12:23 pm at 12:23 pm |
  23. They're not getting us where we need to be on this.

    Their idea of a risk pool just means that when you get sick, and they can see your medical record or billing (not as good of an indicator, but that's what they use) ... you lose your job. probably needlessly.

    November 14, 2013 12:25 pm at 12:25 pm |
  24. EdL

    This ought to work well to slide by the 2014 elections. I may have missed it, did Obama ever apologize for lying to the American people? Believe he said he was 'sorry' for those who lost their insurance. Problem is he had to know many months back that this would be the case. Hard to believe if he did not know and said otherwise that a few of his talented advisors would have explained this to him. Sebelius certainly must know a little about ACA, she could have told him as well. Maybe she didn't know too?

    November 14, 2013 12:25 pm at 12:25 pm |
  25. Mr FYI

    Forgett about paying their fair share, young(er) people are not immune from accidents, the medical care for such can be just as devastating asfor illness.

    November 14, 2013 12:26 pm at 12:26 pm |
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