Obamacare: You're not insured until you pay
You must pay your first month's premium before you are insured under Obamacare.
December 5th, 2013
07:48 AM ET
9 years ago

Obamacare: You're not insured until you pay

New York (CNNMoney) - Just because you've picked an Obamacare insurance policy doesn't mean you've got coverage.

If you want to be insured come Jan. 1, you have to pay your first month's premium by your insurer's due date, often Dec. 31.


Filed under: CNNMoney.com • Health care • Obamacare
soundoff (17 Responses)
  1. Thomas

    This has always been the case. Why would it be different now?

    December 5, 2013 07:56 am at 7:56 am |
  2. Sandy

    Obamacare: You're not insured until you pay

    Why is this a story? Don't you have to PAY for what you buy? My gawd CNN!

    December 5, 2013 07:59 am at 7:59 am |
  3. Dutch/Bad Newz, VA -aka- Take Back The House -aka- No Redemption Votes

    Duh!! As is with any insurance policy besides for Medicaid.

    December 5, 2013 08:06 am at 8:06 am |
  4. smith

    Get ready to fork out that cash. As far as those deductions, you won`t see those until you file your 2014 tax return. A lot of these misinformed folks who thought the ACA was a great deal got another thing coming.

    December 5, 2013 08:12 am at 8:12 am |
  5. Malory Archer

    If you want to be insured come Jan. 1, you have to pay your first month's premium by your insurer's due date, often Dec. 31.


    Well duh!!! I also have to pay my auto insurance premiums in advance. Sorry "librul" media – there's no there there!

    December 5, 2013 08:16 am at 8:16 am |
  6. Donna

    Obamacare: You're not insured until you pay

    Yes Nanny State lemmings, this is how it works in the real world, outside the government Nanny State bubble. One does not own a product or receive a service with out payment. It is scary/riduculous that this is even a concern. Too many people in this country have lost touch with reality.

    December 5, 2013 08:20 am at 8:20 am |
  7. current state of the union

    The poor won't sign up, and will continue to go to the er for scratches, only way this will work is no insurance, no doctor or er .without incentive they will continue to do what they know will work without cost to them

    December 5, 2013 08:30 am at 8:30 am |
  8. Rick McDaniel

    But.........you aren't likely to get that bill, before January, of course.

    This is just another point of contention, in the train wreck.

    December 5, 2013 08:34 am at 8:34 am |
  9. Rudy NYC

    You're not covered until you pay for it. Shouldn't that be obvious?

    December 5, 2013 08:40 am at 8:40 am |
  10. ora pike

    how dumb is obamadumb??? IT AIN'T A DEAL UNTIL MONEY EXCHANGES HANDS??? and nobody can because the site is so screwed up-a trillion dollar site that the right people WHO LIVE IN THIS COUNTRY INSTEAD OF CANADA could have done for $10,000,000???? there is not way to pay on the site so nobody has enrolled–NOT ONE PERSON. So obama is controlling this how??? BY TELLING THE INSURANCE COMPANIES TO JUST BILL THE GOVERNMENT WHAT THEY THINK THEY HAVE COMING AND THEY WILL GET THEIR MONEY-CALLED A BAIL OUT FOR THE SCREW UP. tHE KNEW MOTTO IS "TRUST ME". a "man" who lied to us 37 times just on obama care-then Libya was a video-and everything else NOBODY TOLD ME. Reid is not making his staff take obamacare--in texas we call that a clue.

    December 5, 2013 08:41 am at 8:41 am |
  11. Babyboomer

    OMG. What moron would think they are covered if they haven't paid their premium. You don't have car insurance, life insurance or any other kind of insurance until you pay the first payment. Only very foolish people would think they are covered just because they signed up.

    December 5, 2013 08:55 am at 8:55 am |
  12. Gurgyl

    Just drop the payments, and deductions–all will flock on this one. Insurance companies see real music, government gets money.

    December 5, 2013 08:59 am at 8:59 am |
  13. ST

    Come on negative media we are living with and not easy to throw them away. Everybody knows when you pick up something whether its in a Grossery, you are obliged to pay first before you carry along the stuff with you. Instead of being negative, I wish you could have made it easier and write: Make sure that you pay first in order to get the stuff you have ordered". Media, you are not helping at all. Do you know how many people are suffering of depression? Why can't you make it easier for them instead of increased it. Is this what you are there for? If that is the case, no one will opt to have you around and make us sicker and sicker. Will you please learn how to communicate with people in a polite and lovely manner?

    December 5, 2013 09:09 am at 9:09 am |
  14. GOP = Greed Over People

    PSA: if you select a Humana plan, the premium is due by 12/20/2013, not the 31st per Humana CSR that took my share of the new monthly premium.

    December 5, 2013 09:25 am at 9:25 am |
  15. Tony

    You have until December 31 to pay premiums on your plan, yet Republicans complain that people have not paid for their plans. For the poor, Republicans complain that they are not paying for insurance. For the young and healthy, Republicans complain that they will pay more for real insurance. For the rich, Republicans complain that they don't get a tax cut. For the rest of the people, Republicans complain about abortion, illegal immigration, and gay marriage. If you don't care about these issues, Republicans don't know that you exist.

    December 5, 2013 09:33 am at 9:33 am |
  16. Ol' Yeller

    So much for the fallacy of the 'free stuff' the righties keep crying about.
    In fact, I saw an interview with a republicant (he said 'Not anymore' though) who went on the website, saw 24 offers from different PRIVATE companies all vying for his business. He called it a 'free market paradise' and said it was 'about as far from socialism as you can get'.

    Man, Churchhill was right.... 'A lie will make it halfway around the world while the truth is still putting on it's pants'.

    It's all over, but the lying, folks... all over but the lying.

    December 5, 2013 09:56 am at 9:56 am |
  17. Sniffit

    Wow! Shocking! Hold the presses! You have to pay for things to actually get them! Who freekin knew?

    December 5, 2013 10:03 am at 10:03 am |